Alvadette Stewart & Co. LLC | www.alvadettestewart.com

Effective Date: 11/5/2025 Last Updated: 10/15/2026

These Terms of Use apply to the Alvadette Stewart & Co. LLC website at www.alvadettestewart.com andto the articles, guides, checklists, templates, downloads, newsletters, and other general information we provide through the website or our business communications.

By using our website or materials, you agree to these Terms. If you do not agree, please do not use them.

1. General Information Only

The information provided by Alvadette Stewart & Co. LLC is for general educational and informational purposes. It may explain bookkeeping, accounting terminology, financial reports, recordkeeping practices, and related business topics.

This information is not individualized accounting, tax, legal, investment, payroll, cybersecurity, or financial-planning advice. Business and financial decisions should be made after considering your specific circumstances and, when appropriate, consulting a qualified professional.

We do not guarantee any particular tax, financial, credit, financing, regulatory, or business result.

2. No Client Relationship

Visiting our website, downloading a resource, joining our newsletter, submitting a contact form, scheduling an introductory meeting, or exchanging preliminary communications does not create a client relationship.

A client relationship begins only after Alvadette Stewart & Co. LLC and the client have signed a written engagement agreement.

If you become a client, your engagement agreement will describe the specific services, fees, responsibilities, deadlines, confidentiality provisions, and other conditions that apply. If these Terms conflict with a signed engagement agreement, the engagement agreement will control for the services covered by that agreement.

Please do not send passwords, Social Security numbers, complete bank or credit-card numbers, tax identification numbers, or confidential financial records through a public website form or ordinary email.

3. Bookkeeping Services and Professional Limitations

Alvadette Stewart & Co. LLC provides bookkeeping and related financial-support services. Depending on the signed engagement, these services may include organizing and categorizing transactions, reconciling accounts, supporting accounts receivable and accounts payable processes, preparing financial reports, and helping business owners better understand their financial information.

Unless expressly stated in a separate written agreement, we do not provide legal services, investment advice, individualized tax advice, audits, reviews, compilations, attestations, assurance opinions, or other services requiring a separate professional license.

Financial statements or reports prepared or discussed as part of bookkeeping services should not be treated as audited, reviewed, compiled, verified, or assured.

4. Accuracy and User Responsibility

We work to provide clear, useful, and accurate information. However, laws, regulations, tax guidance, accounting practices, and software features may change. We cannot guarantee that every article, instruction, download, or outside link will always be complete, current, or appropriate for every business.

You remain responsible for:

• The accuracy and completeness of information you provide

• Maintaining your original business and financial records

• Reviewing reports and communications

• Protecting your passwords and account access

• Authorizing business transactions

• Meeting applicable tax, payroll, filing, licensing, and regulatory deadlines

• Obtaining professional advice when your circumstances require it

5. Use of Our Materials

Unless otherwise stated, the website and our original articles, guides, templates, checklists, downloads, branding, and other materials belong to Alvadette Stewart & Co. LLC or are used with permission.

You may download or print our educational materials for your own personal use or internal business education. You must keep our copyright, attribution, and disclaimer notices attached.

You may not sell, republish, distribute, commercially reproduce, or present our materials as your own work or professional advice without written permission.

Third-party names, trademarks, software, and logos belong to their respective owners. Mentioning a third party does not necessarily mean that we endorse or are affiliated with that party.

6. Third-Party Services and Links

Our website may contain links to or use third-party platforms, including scheduling services, accounting software, email services, social-media platforms, cloud services, forms, analytics, or client portals.

Those services are operated by their respective providers and may have separate terms and privacy policies. We are not responsible for the availability, security, accuracy, content, or practices of third-party websites or services.

7. Privacy and Communications

Information submitted through our website or newsletter is handled in accordance with our Privacy Policy.

If you subscribe to our newsletter or request updates, we may send educational information, company announcements, and marketing communications. You may unsubscribe from marketing emails by using the unsubscribe link included in the message.

We will not publish a client testimonial, client name, logo, photograph, or confidential client information for marketing purposes merely because it was submitted to us. Separate permission will be obtained when appropriate.

8. Artificial Intelligence and Technology

We may use software, automation, and artificial-intelligence-assisted tools to support drafting, research, organization, workflow, quality review, and administrative activities. These tools may produce incomplete, outdated, or inaccurate information. Technology-assisted content should not be treated as error-free or as a substitute for appropriate human judgment or professional advice.

We may review, revise, or verify technology-assisted work when appropriate to its purpose, but no review process can guarantee that every item is complete or free from error. The use of technology does not expand the scope of our services, create a client relationship, or guarantee a particular result.

Any use of technology involving client-specific information, system access, or confidential records will be governed by the applicable engagement agreement, Privacy Policy, and security procedures. Website visitors should not enter confidential financial information or account credentials into public forms or unapproved artificial-intelligence tools.

9. Disclaimers and Limitation of Liability

The website and general materials are provided “as is” and “as available.” To the extent permitted by law, Alvadette Stewart & Co. LLC does not make warranties concerning the completeness, accuracy, availability, or suitability of the website or general educational materials for a particular purpose.

To the extent permitted by law, Alvadette Stewart & Co. LLC will not be responsible for indirect or consequential losses arising solely from a person’s use of or reliance on the public website or general educational materials.

Nothing in these Terms excludes or limits responsibility that cannot legally be excluded or limited. Any liability related to services provided to a client will be governed by the applicable engagement agreement.

10. Florida Law and Changes to These Terms

These Terms are governed by the laws of the State of Florida. Subject to applicable law and any controlling written agreement, disputes relating solely to the public website or general materials will be handled in the appropriate state or federal court serving Duval County, Florida.

We may update these Terms when our website, services, technology, or business practices change. The date at the top of this page will identify the current version.

11. Contact Us

If you have questions about these Terms, please contact:

Alvadette Stewart & Co. LLC
6625 Argyle Forest Blvd., Suite 4, #3100, Jacksonville, FL 32244
Email: lena@alvadettestewart.com
Phone: (904) 413-1173
Website: www.alvadettestewart.com